Terms of Service
Terms of Service

Terms of Service

Please read these terms carefully before using the DingYao Advisory website and services.

Last Updated: June 23, 2026

DingYao Advisory (hereinafter referred to as "the Company") serves as the exclusive Asia-Pacific digital marketing hub for Crestline Advisory, offering the following services:

  • Overseas Property Advisory (South Africa real estate investment consultation)
  • Premium Education Planning (South Africa private school admission consultation)
  • Retirement Relocation Solutions (South Africa long-term residency planning)
  • Permanent Residency (PR) Application Consulting
  • Digital Asset Custody Platform Services

The Company operates as a digital marketing and information integration platform. All investment plans and services are executed by Crestline Advisory and its partners. The Company does not directly provide legal, tax, or immigration advice; such professional services shall be rendered by qualified third-party professionals.

By using this website and its services, you agree to:

  • Provide true, accurate, and complete personal and financial information
  • Update your information promptly to maintain its accuracy
  • Safeguard your account credentials (if any) and accept responsibility for all activities under your account
  • Refrain from using this website for any illegal or unauthorized activities
  • Refrain from interfering with or disrupting the normal operation of this website
  • Refrain from unauthorized access to any part or system of this website
  • Comply with all applicable laws and regulations

If you provide false information or violate the above responsibilities, the Company reserves the right to suspend or terminate your access to the services.

Important Risk Notice: All investments involve risk, including the potential loss of principal. Before making any investment decision, please carefully consider the following risks:

  • Market Risk: Real estate market values may fluctuate; past performance does not guarantee future returns
  • Currency Risk: Fluctuations in exchange rates between the South African Rand (ZAR) and New Taiwan Dollar (TWD) may affect actual returns
  • Liquidity Risk: Real estate investments may not be readily convertible to cash
  • Legal Risk: South African laws and tax regulations may change, affecting investment rights
  • Interest Rate Risk: Savings account interest rates are variable and may adjust with market changes
  • Rental Risk: Rental income depends on market supply and demand and property management conditions

All return projections and rates of return provided on this website are estimates and do not constitute any guarantee of returns. Investors should carefully evaluate their own risk tolerance before making investment decisions. We recommend consulting a professional financial advisor.

This website and all of its content, including but not limited to text, images, logos, icons, videos, audio, software, databases, and overall design, are the intellectual property of the Company or its licensors, protected by the copyright, trademark, and other intellectual property laws of the Republic of China (Taiwan) and international conventions.

Without the Company's prior written consent, you may not:

  • Copy, modify, reproduce, distribute, display, or transmit any content from this website
  • Use the content of this website for commercial purposes
  • Reverse engineer or decompile this website
  • Remove or alter any copyright or trademark notices on this website

All trademarks, service marks, and trade names used on this website are the property of the Company or its partners.

To the fullest extent permitted by law, the Company shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages arising from the use or inability to use this website
  • The accuracy, completeness, or timeliness of the content on this website
  • The quality or performance of services provided by third-party partners
  • Service interruptions caused by force majeure events (including but not limited to natural disasters, war, government actions, network outages)
  • Any financial losses incurred by users as a result of investment decisions
  • Damages resulting from unauthorized access to user data by any third party

This website may contain links to third-party websites, provided solely for user convenience. The Company assumes no responsibility for the content, privacy policies, or practices of third-party websites.

The interpretation, validity, and performance of these terms shall be governed by the laws of the Republic of China (Taiwan).

Any dispute arising from these terms or the use of this website's services shall first be resolved through amicable negotiation between the parties. If negotiation fails, both parties agree to the following processes:

  • Mediation: Submit to the relevant mediation institution in the Republic of China (Taiwan) for mediation
  • Arbitration: If mediation fails, submit to the Arbitration Association of the Republic of China (Taiwan) for arbitration in accordance with its arbitration rules
  • Litigation: If arbitration fails, the Taiwan Taichung District Court shall be the court of first instance

During the dispute resolution period, both parties shall continue to perform their other obligations under these terms, except for the matters in dispute.

The Company reserves the right to modify these Terms of Service at any time. Revised terms will be posted on this website, and the "Last Updated" date at the top of this page will be updated accordingly.

In the event of material changes, we will:

  • Notify you via email (if you have provided an email address)
  • Post a prominent notice on this website
  • Allow a reasonable transition period before the changes take effect

Continuing to use this website or its services constitutes your acceptance of the revised terms. If you do not agree with any changes, please stop using this website and its services.

If any part of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.