Terms of Service

Terms & Disclaimers

Protecting your rights is our first step in building trust.

Effective Date: January 1, 2025

Welcome to DingYao International Advisory Ltd. ("DingYao Advisory"). By accessing this website or using our services, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Service.

1. Scope of Services & Role Definition

We integrate cross-border investment resources between APAC and South Africa. To ensure professionalism and compliance, our ecosystem roles are defined as follows:

  • DingYao Advisory: Acts as the APAC Marketing Hub and primary consultation window. Responsible for market intelligence, investment assessment, and client relationship management.
  • Crestline Advisory: Acts as the local South African fulfillment manager. Responsible for immigration law consulting, bank account opening assistance, and executing authorized tasks on behalf of the client.
  • CanvasCrest Properties: Acts as the real estate developer and contractor. Responsible for construction, inspection, and property transfer.
  • Standard Bank: Acts as the financial custodian. Responsible for safeguarding client investment funds.

2. Investment Risk Disclosure

Cross-border real estate and financial investments involve multiple risks. Investors should evaluate carefully:

  • Market Risk: Property prices and rental yields may fluctuate with market supply/demand and economic conditions. Historical data and projected returns provided by us are for reference only and do not guarantee future performance.
  • Exchange Rate Risk: Investments involve currency exchange between South African Rand (ZAR) and USD/TWD. Fluctuations may affect final asset value.
  • Policy Risk: Changes in local South African laws, tax, or immigration policies may impact investor rights. We strive to provide the latest information but assume no liability for policy changes.

3. Fund Handling & Authorization

To ensure fund security, we strictly adhere to the following principles:

  • No Direct Fund Handling: DingYao Advisory does not collect any property payments or investment principal. All funds must be transferred directly by the investor to their own account at Standard Bank or a designated attorney trust account.
  • Authorized Disbursement: Investors must sign a Power of Attorney (POA) authorizing Crestline Advisory to instruct bank payments based on contract milestones (e.g., construction progress). Crestline has no right to misappropriate funds.

4. Intellectual Property

All content on this website, including text, images, videos, charts, trademarks, logos, and web design, is the intellectual property of DingYao Advisory or its licensors. Unauthorized reproduction, modification, or commercial use without prior written consent is strictly prohibited.

5. Privacy Protection

We value your privacy. For details on how we collect, use, and protect your personal data, please refer to our Privacy Policy.

6. Governing Law & Jurisdiction

The interpretation and application of these Terms of Service, and any disputes related thereto, shall be governed by the laws of the Republic of China (Taiwan). In the event of litigation, both parties agree to submit to the exclusive jurisdiction of the Taichung District Court, Taiwan.

Questions about these terms?

We are happy to explain any details. Please contact our legal department.

legal@dingyaoadvisory.tw